来源:浦发银行 小编:朱岳 发布时间:2013年02月20日
内容导读: 2012年12月,浦发银行(600000,股吧)与中国移动合作,推出了创新的普惠金融服务产品“手机汇款”业务。业务推出后,交易量呈迅猛增长态势,月交易金额已近3000万元。
Capital "travel" to worry about pudong development joint movement launched "mobile phone remittance"
In December 2012, Shanghai pudong development bank (600000, guba) and China mobile cooperation, launched innovative pratt &whitney financial services products "mobile phone remittance" business. After the launch, volumes are rapid growth trend, on transaction amount nearly 30 million yuan.
Mobile phone remittance refers to the remitter to the payee mobile phone number for identification, to the designated beneficiary remit money, the payee can by gathering information, through the China mobile phone payment account, mobile phone, Shanghai pudong development bank remittance agents in the national physical network and electronic channels of receipt. Shanghai pudong development bank and China mobile in at the beginning of the strategic cooperation and determined to build a simple and practical for the characteristic, the use of mobile phones as the main carrier of rapid settlement business mode, thus with advanced technology make up for financial services vacancy. Business comes as Spring Festival eve, remit money back home market demand strong, so the innovation, convenient and practical new method of remittance once launched, then get the mass customers widely respected, trading strong rise.
Used the mobile phone remittance function customer said the following benefits: one is to just know each other mobile phone number, can be arbitrary to specify the payee remittance, need not know each other a long list of bank account, eliminating the risk of leaked account. The second is to guarantee the safety, the payee need by remittance Numbers, reserved cash account information, the cash institution check identity information, to collect money. The third is channel widely, the remitter can through the China mobile phone payment account, Shanghai pudong development bank, Shanghai pudong development net phone directly outward remittance, if not Shanghai pudong development bank card, also can directly to the pudong development in the whole nation any a site map cash remittance; The payee can not only through the China mobile phone payment account, Shanghai pudong development bank, the net easy mobile phone charge remittance, also can to China mobile phone distributors remittance, pudong development in the whole nation any a site map for cash, especially what is worth mentioning, China mobile is currently for further development of mobile phone distributors remittance, in order to achieve the business broader coverage. The fourth is convenient quickly, Shanghai pudong development bank remittance by mobile phone, mobile phone directories directly read the contact, can easily to the remittance, the payee of receipt of the notification message instant gathering, convenient and quick. To attract more customers, the current mobile phone remittance is free of charge, and other method of remittance frequently dozens of yuan remittance poundage is compared, more economical and practical, attractive.
It is reported, the mobile phone remittance is Shanghai pudong development bank and China mobile strategic cooperation more achievements of a. Since November 2010 since signed strategic cooperation agreement, the two sides in the mobile financial and mobile electronic business, customer channel resource sharing were open, close cooperation, in addition to mobile phone remittance outside, still take the lead in put out the first domestic lending and combined with electronic cash consumption of the mobile payment card, in the NFC mobile phone, mobile phone bank etc also have new recruit. The cooperation of both sides so far have got great achievements.
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