浦发银行推出小微企业房地产抵押循环授信业务

Shanghai pudong development bank roll out small micro enterprise real estate mortgage cycle credit business

With the rapid development of linyi economy emerged a large number of potential small micro enterprise. For many has just opened soon small micro enterprise speaking, how to increase liquidity to expand production is the main problems they are facing. In order to solve small micro enterprise faced with financing difficulties, Shanghai pudong development bank timely introduced a small micro enterprise real estate mortgage cycle credit business.

Real estate mortgage cycle credit business is refers to the credit enterprise on its own or third party enterprises, individually-owned property clearly and can deal with effective mortgage registration and commercialization trading house, office occupancy, shops, plant as a pawn, Shanghai pudong development bank to apply for line of credit for a certain period of time for business of all kinds of short-term financing business, and in the line of credit and credit period cycle use credit of a kind of credit way.

Compared to other financing business, small micro enterprise real estate mortgage cycle credit business has a unique advantage. First of all, in the enterprise to provide to meet the requirements of standardization in real estate and complete formalities, Shanghai pudong development bank will be in a week after examination and approval, the process is simple, quick procedure. At the same time, the business line taller, period is longer, Shanghai pudong development bank can give enterprise the longest do not exceed 3 years cycle line of credit, the enterprise can be in the use of funds within the time limit cycle.

For example, A company is the main production of various electronic products supporting enterprise, its new factory has just finished, need incremental liquidity expand production. Along with the linyi electronic industry begun to take shape, Shanghai pudong development bank concludes that the enterprise's development prospect, and Shanghai pudong development bank to give A company real estate mortgage cycle credit $10 million, and provide supporting notes, accounts receivable factoring and trade financing business, effectively solve the plight of the company, to help its long-term development.